Terms & Conditions
Terms & Conditions
Effective Date: September 23, 2026
Welcome to Efficient Frontier Group. These Terms & Conditions (“Terms”) govern your use of the Efficient Frontier Group website, services, forms, communications, and related resources.
By accessing or using our website or submitting information through our forms, you agree to these Terms. If you do not agree with these Terms, please do not use the website or submit information through our forms.
1. About Efficient Frontier Group
Efficient Frontier Group is a financial services business located at:
Efficient Frontier Group
4353 Summit Bridge Road
Middletown, DE
Website: www.efficientfrontiergroup.com
Phone: 302-378-9103
Email: [email protected]
2. Use of Our Website
You agree to use this website only for lawful purposes and in a manner that does not violate applicable laws, regulations, or the rights of others.
You may not use the website to:
Submit false, misleading, or fraudulent information
Attempt to gain unauthorized access to our website or systems
Interfere with the operation or security of the website
Use our website or communications for unlawful purposes
3. Information You Provide
When you submit information through our website, forms, or other communication channels, you agree to provide information that is accurate and current to the best of your knowledge.
You are responsible for ensuring that the information you provide is accurate and that you have the authority to provide any information submitted on behalf of another person or organization.
4. Financial Information and Services
Information provided through this website is intended for general informational and communication purposes.
Submitting a form, requesting information, or communicating with Efficient Frontier Group does not by itself create a financial advisory, fiduciary, contractual, or other professional relationship unless and until such relationship is established through the appropriate agreement or process.
Any financial services, recommendations, or advice provided by Efficient Frontier Group are subject to applicable laws, regulations, disclosures, and agreements.
5. SMS/Text Messaging Terms
If you choose to opt in to receive SMS/text messages from Efficient Frontier Group, you consent to receive text messages related to the purposes described at the time of your opt-in.
Messages may include:
Informational alerts
Service-related communications
Event updates
Marketing or promotional messages
Message frequency may vary. Message and data rates may apply.
Your consent to receive marketing or promotional SMS messages is not a condition of purchasing any goods or services.
You may opt out of SMS communications at any time by replying STOP to a message. After you send STOP, you may receive a confirmation message and will no longer receive SMS messages from that messaging program unless you opt in again.
For assistance, reply HELP or contact us at:
Email: [email protected]
Phone: 302-378-9103
We do not sell or rent SMS/text messaging opt-in information or consent to third parties for their own marketing purposes.
6. SMS Consent
Providing your telephone or mobile phone number does not automatically constitute consent to receive SMS messages.
SMS consent must be provided through an appropriate opt-in process. Where applicable, the opt-in process will identify the types of messages you may receive.
You may withdraw your SMS consent at any time by replying STOP.
7. Communications
By submitting your contact information, you agree that Efficient Frontier Group may contact you regarding your inquiry, requested services, appointments, events, or other communications for which you have provided appropriate consent.
You may unsubscribe from marketing emails by following the unsubscribe instructions included in those emails.
8. Third-Party Services and Links
Our website may contain links to third-party websites, platforms, or services.
Efficient Frontier Group does not control and is not responsible for the content, availability, security, or privacy practices of third-party websites.
Your use of third-party websites is subject to their respective terms and policies.
9. Intellectual Property
Unless otherwise stated, the content of this website, including text, graphics, logos, designs, and other materials, is owned by or used by Efficient Frontier Group and may not be reproduced, copied, modified, distributed, or used without appropriate authorization.
10. Disclaimer
We make reasonable efforts to provide accurate and current information; however, we do not guarantee that all website content will always be complete, accurate, current, or error-free.
Website content should not be considered a substitute for personalized professional advice.
11. Limitation of Liability
To the extent permitted by applicable law, Efficient Frontier Group will not be liable for losses or damages arising from your use of, or inability to use, the website or reliance on general information provided through the website.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited.
12. Privacy
Your use of the website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.
Our Privacy Policy is incorporated into these Terms by reference.
13. Changes to These Terms
We may update these Terms & Conditions from time to time.
When changes are made, the updated Effective Date will be displayed at the top of this page. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms, to the extent permitted by applicable law.
14. Governing Law
These Terms will be governed by applicable laws, without regard to conflict-of-law principles, except where applicable law requires otherwise.
15. Contact Us
If you have questions regarding these Terms & Conditions, please contact:
Efficient Frontier Group
Phone: 302-378-9103
Email: [email protected]
Address: 4353 Summit Bridge Road, Middletown, DE
Efficient Frontier Group
Family-led, faith-informed investment management and retirement planning firm helping individuals, families, and business owners build financial freedom that lasts for generations through education, encouragement, and empowerment.
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.
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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
Copyright 2026. Efficient Frontier Group. All rights reserved.